We maintains this website and various social media profiles (collectively the “Site”) to provide you with information regarding its products and services. The following Terms and Conditions (“Terms”) govern the use of the Site. Using the Site constitutes your agreement to the Terms, which WE may update from time to time with prior notice. By using the Site following such an update, you consent to be bound by the Terms as updated. We recommend that you review these Terms each time you visit the Site. If you do not agree to these Terms at any time, you are not permitted to use the Site. If you violate the Terms, WE reserves the right to seek all available remedies at law and in equity.

You agree to use the Site for lawful purposes only and are prohibited from violating or attempting to violate the Site’s security. All content you see on the site is intended only for personal, non-exclusive and non-commercial use. WE owns all of the right, title and interest to copyright in the pages, screens, text and images appearing on the Site. The information and materials contained on the Site cannot be downloaded, reproduced, published, modified, distributed, posted, or otherwise used except as provided herein without WE’s express written permission.

THIRD PARTY WEBLINKING DISCLAIMER

We are not responsible for third parties’ (companies we link to from our websites) online security practices. In most cases, we provide links to non-We websites solely to help you find more information about topics that interest you. Third party websites may have different privacy policies and/or security standards to govern their sites.

Although We makes a concerted effort to ensure that the information provided by third party sites is reliable and accurate, We cannot, under any circumstances, endorse, represent, or warrant any information, product, service, etc. from third party websites. We disclaims any warranties, endorsement or representation, express or implied, related to any product, service, advertisement or other information contained within a third party website.

NO ENDORSEMENTS DISCLAIMER

From time to time, individual We employees may share opinions or content regarding third parties. Any opinions or content relating to third parties or links to third party sites shared or posted on We websites or social media sites do not constitute an endorsement of any individual or organization by We, nor does such activity indicate an affiliation with or sponsorship of the third party by We. Any third party views or opinions contained in the content or on the third party websites are those of the respective authors and do not reflect the policies or position of We, its employees, directors, officers, parents, or affiliates.

TCPA Consent & Privacy Disclaimer

Notwithstanding any current or prior election to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or anyone calling on our behalf, you expressly consent to be contacted by Us, our agents, representatives, affiliates, or anyone calling on our behalf for any and all purposes arising out of or relating to your loan and/or account, at any telephone number, or physical or electronic address you provide or at which you may be reached.

You agree we may contact you in any way, including SMS messages (including text messages), calls using prerecorded messages or artificial voice, and calls and messages delivered using auto telephone dialing system or an automatic texting system.

Automated messages may be played when the telephone is answered, whether by you or someone else. In the event that an agent or representative of Us calls, he or she may also leave a message on your answering machine, voice mail, or send one via text.

You consent to receive SMS messages (including text messages), calls and messages (including prerecorded and artificial voice and autodialed) from us, our agents, representatives, affiliates or anyone calling on our behalf at the specific number(s) you have provided to us, or numbers we can reasonably associate with your account (through skip trace, caller ID capture or other means), with information or questions about your application, loan and/or account.

You certify, warrant and represent that the telephone numbers that you have provided to us are your contact numbers. You represent that you are permitted to receive calls at each of the telephone numbers you have provided to Us. You agree to promptly alert Us whenever you stop using a particular telephone number.

Your cellular or mobile telephone provider will charge you according to the type of plan you carry. You also agree that Us may contact you by e-mail, using any email address you have provided to us or that you provide to us in the future. Us may listen to and/or record phone calls between you and our representatives without notice to you as permitted by applicable law. For example, we listen to and record calls for quality monitoring purposes.

Your consent here also serves as your express written consent to your past receipt of electronic communications from us.

1. You represent and warrant that:

2. You are at least 18 years old

3. You live in the United States

4. You have not registered on a national or statewide Do Not Call list

5. You are the account holder for the email addresses and phone numbers you provided, or you have authorization from the account holder to give this consent

   The email addresses and phone numbers you provided are accurate, and you will let us know if you release them to another person or individual

   LIMITATION OF LIABILITY

   We makes best efforts to update the Site regularly but makes no representations or warranties as to the accuracy of the information. If you do not agree with any of the Terms, as may be updated from time to time, your sole and exclusive remedy is to discontinue using the Site.

   You understand and agree that your use of the site is at your sole risk and in no event will We or any of its employees, directors, officers, or agents be liable to any party for general, direct, indirect, incidental, special, consequential, exemplary or punitive damages, including, without limitation, damages, losses, lost profits, costs of replacement, business interruptions, loss of data or damage resulting from or arising out of the use of the Site. You shall defend, indemnify, and hold harmless We against any such loss or damages. Depending on your jurisdiction, the foregoing limitations on liability may not apply to you.

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