Welcome We offer a unique lending experience 25+ years experience in the mortgage industry, Are you considering buying or refinancing your home? If so, then you are in the right place! Easy process. Quick approvals. Exceptional service. We will provide the highest level of expertise to quickly guide you through the entire process of finding the best mortgage loan. Our goal is to help families like yours save money on your mortgage. Refinance your mortgage for a lower rate, access cash or lock in a low rate, We work with thousands of the nation's top banks, credit unions, We will make your life easier Whether buying or refinancing, our customers save thousands over the life of their loan. We work for your best interest. thank you and congratulations !!!!
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Thanks for the follow up. I appreciate all your hard work on my behalf. This refinance will help my family a ton. I'm grateful to you. I wish you and your family the best as well.
I want to comment on the professionalism of Miguel Garcia. I was very amazed at how he made me feel comfortable with the endeavor I was going through. Each client is different and has different needs. Miguel Garcia helped me feel comfortable with the direction I was going and helped me along the way. I highly recommend Miguel Garcia really enjoyed working with Miguel Garcia.
I just wanted to let you know that you have been so awesome. From the very first contact, you have made me feel that I was important and my desires were important. You have listened to everything I've said and have eased any and all concerned I've had.
It's hard to find people like you. Making people feel important and at ease is such a lost thing anymore. In this "All About Me World" that we live in today you make people feel you care and are interested in who they are. Thank you for helping me with this huge commitment of buying a house.
Miguel Garcia is a Loan Officer and I have been looking for a home loan to purchase my first house. First, I went with quicken loans and had a terrible experience with the first agent. The second agent was very polite and helpful but found out I did not qualify with them!
Right when I was about to give up I got a call from Miguel Garcia. He told me just to hear him out. I thought why not, I have nothing to lose anymore due to not getting accepted through quicken loans.
He went over all my info with me. He even asked my permission about everything he was doing... a few days went by and I got a call that gave me hope again. It was Miguel Garcia!! I was so excited and happy to hear that I had a good chance to have my dream come true!! We worked together for several weeks then suddenly I got approved for what I wanted!!!! But there were things that still needed to be fixed or corrected. We currently are still trying to get everything in order but it has been a little over a month and I still get his full attention, still gives me the great advice, and the best help since day one!.
I thought I found the agent I wanted which was with quicken loans thinking there's no way someone can impress me, with this guy at quicken loans!! I have several people coming in and out where I work that talked a lot about real estate!! I was for sure, I was going to recommend the agent from quicken loans! Since working with Miguel Garcia I have changed my mind!.
I have now found the best agent and the most understanding agent I have ever spoken to!! I will now always brag about him on how he got me approved!! I will now always mention him in any kind of real estate talk!! Because he makes me feel like I'm the boss!!! I'm the one in charge!!! I have the final say!!! Which is the way it's supposed to be. I gave up hope when he never did!! And now I'll be able to be at home, now that he helped me, my wife, and my newborn. He's going to make my life and my wife's dreams come true and our lives complete. I will now and always recommend Miguel Garcia even if I don't end up getting the loan(cross your fingers)…when I do get approved I'll be asking for Miguel Garcia.. Thank you.
As a first-time home buyer, I was unaware of the home buying process. Miguel Garcia helped me tremendously with purchasing my first home. Miguel Garcia is a great communicator, professional, and patient with all my questions during the home buying process. Miguel Garcia was very knowledgeable and informative of my options and respected my financial decisions. I have already recommended Miguel Garcia to a family member and will continue to recommend Miguel Garcia to my friends and family. Anyone lucky enough to work with Miguel Garcia will achieve financially guidance and direction. Thank you, Miguel Garcia for all your hard work and I love my new home!
They're all great very helpful. My trailer (manufactured home) was never titled. They helped me and now has a title. thanks for your help y'all.
We had the best agents working for us, Miguel Garcia and her awesome daughter Miguel Garcia . The bent over backwards to help us get our home sold and get us into our new home as well. We live in Tremonton so the drive is far but they did it several times a week and sometimes last minute so we could go look at a showing. The homes were selling so quickly here we didn't have a lot of time to wait.
On the selling side, Miguel Garcia was great with her knowledge of the market and where our numbers should be. Miguel's a straight shooter and will give you the real number of what to expect. Not try and fluff you up for something that may never happen. When negotiations began and contracts were being written, Miguel was right on top of it. Miguel will fight for you. I trust her 100%. The same was for the buying of the other home, Miguel did not allow anything into the contract that shouldn't be there.
The best part... When it came to moving day, I was not able to help. I had shoulder surgery the week before and was told not to lift. Miguel Garcia and her husband let us use their trailer which was such a huge help, I also had a uhaul but only my family and few other friends from our ward to help fill it. Upon hearing about this, Miguel Garcia said Miguel was coming up to help. And Miguel did. Miguel kept getting after me along with my wife, to not lift and just make sure it gets out in the right place.
In the end Miguel Garcia weren't just working for us, they were working with us and now after it's all said and done they're our friends. I recommend Miguel Garcia for any of your real estate needs, I know with 100% assurety they will work just as hard for you as they did for me.
We had the best agents working for us, Miguel Garcia and her awesome daughter Miguel Garcia . The bent over backwards to help us get our home sold and get us into our new home as well. We live in Tremonton so the drive is far but they did it several times a week and sometimes last minute so we could go look at a showing. The homes were selling so quickly here we didn't have a lot of time to wait.
On the selling side, Miguel Garcia was great with her knowledge of the market and where our numbers should be. Miguel's a straight shooter and will give you the real number of what to expect. Not try and fluff you up for something that may never happen. When negotiations began and contracts were being written, Miguel was right on top of it. Miguel will fight for you. I trust her 100%. The same was for the buying of the other home, Miguel did not allow anything into the contract that shouldn't be there.
The best part... When it came to moving day, I was not able to help. I had shoulder surgery the week before and was told not to lift. Miguel Garcia and her husband let us use their trailer which was such a huge help, I also had a uhaul but only my family and few other friends from our ward to help fill it. Upon hearing about this, Miguel Garcia said Miguel was coming up to help. And Miguel did. Miguel kept getting after me along with my wife, to not lift and just make sure it gets out in the right place.
In the end Miguel Garcia and Miguel Garcia weren't just working for us, they were working with us and now after it's all said and done they're our friends. I recommend Miguel Garcia any of your real estate needs, I know with 100% assurety they will work just as hard for you as they did for me.
I don’t even know where to start! Miguel helped us in our first home-buying experience, and it was fantastic every step of the way! Miguel went out of her way to help us get what we needed. Miguel dealt with difficult agents, and sacrificed much to help us get our first home! Communication was fantastic, and we could tell that Miguel truly loves her job. We were nervous for the process, but Miguel made it fun, and Miguel shared in our excitement. I would recommend Miguel above any other agent!
I’m a mother of four small children. really made this experience such a smooth and non-stressful thing. They listened to everything I wanted and made it happen with no pressure at all. I would recommend them to anyone.
Miguel helped us with both purchasing our first home then refinancing it. He talked us through every step, and made everything easy to understand. He was there for all questions we had, even if those questions came to him sporadically throughout the day. We highly recommend talking with Miguel to have the best experience! Thank you again Miguel, for all your help and all you’ve done for us!.
Our motto in life is "Living the Dream". When we decided to purchase a home in Saint George, Miguel Garciawas our answer. We would like to thank the team of Miguel Bostwick and Miguel for finding and taking us through the process of purchasing our "Dream Home". They are a fantastic team. Thanks Miguel and Miguel for making our dream come true.
Miguel is the best agent you could possibly wish for when looking for a home. Miguel went out of her way to make sure Miguel could always accommodate our schedules and price range. Miguel took “helping with a smile” to a whole new level. Miguel went above and beyond in every way possible and we are so grateful we had the opportunity to work with her! Miguel found us the perfect home.
I would never have survived our first home buying process if it weren’t for Miguel. Miguel was so patient, communicative and knowledgeable. I would recommend her to anyone looking to buy. We consider her a friend now and wouldn’t go to anyone else.
WELL!! Where do I start? I just moved my family out here from California I had a few agents but they just weren’t the right fit, whether they just didn’t care or were just trying to sell a house, and they were super pushy. I got the best treatment with Miguel, the true care and friendship, and we got the perfect home! Trust me, I made the right choice you should too! True 5 star rating.
Me and my wife are extremely happy with Miguel, both of us were first time buyers and had a lot of questions. Miguel took the time to explain the process and helped us with all of the questions we had. The whole process was as easy as it gets. Every time we wanted to see a home Miguel would always accommodate to our schedule and was able to negotiate everything to the best outcome. We thank you for your help and highly recommend to anyone looking to buy a home.
Miguel went above and beyond for us while selling our home. We had over 15 showings the first day, received multiple offers and were under contract all within the first 24 hours. The rest of the process was very smooth and Miguel was able to negotiate to make sure we got what we wanted out of the sale.
We were very lucky to have worked with Miguel! Miguel helped us find our dream home and close in 19 DAYS! Miguel really listened to what we wanted and was able to find us our dream home! Miguel was there with us from the very first walk through, even getting us in before the open house, during closing and the most importantly handing over the keys! Her and her team worked hard for us and made our dream home possible. I would highly recommend Miguel to my family and friends without any hesitation! Miguel wanted us to have our home just as much as wanted it and this definitely reflected in all the hard work Miguel did for us and that I am sure Miguel does for all of her clients. Miguel is just awesome!.
We just closed on our first home with Miguel. Miguel was our loan officer, and he made the home buying experience beyond painless. We found our dream home, but the seller gave us a contingency that he wanted to close on a tighter time frame. At first I was a little afraid we wouldn't be able to do it and the house would fall through our fingers. Jeremy was very prompt with asking us for anything he needed, got everything approved, and completed very quickly. With Miguel's help we were able to close in 18 days from offer to closing, 5 days sooner than the sellers deadline. I highly recommend Miguel GarciaHome Loans, and especially working with Miguel. Very professional.
Miguel made our buying process one to remember. He was very helpful in any questions we had through the whole process. He set us up witht he best realtor I call them the dynamic duo. I will and already referred Jeremy and Miguel others interested in buying a home.
Cody was absolutely amazing to work with and made the entire process as smooth as could be. He helped to eliminate all the stress of buying my home. He was super prompt, accommodating and honest from beginning to end. I couldn't be happier! I'll be recommending Cody to anyone who is looking to buy a home.
When we decided to sell our home the first person we thought of was Dani! Miguel made us feel so comfortable throughout the whole process and answered any question we had no matter how stupid. Miguel was able to get our house under contract in under 24 hours with our ideal offer! The whole selling process was a breeze with her. We then of course had her help us buy a home. We found the home meant for us and Miguel got us through a bidding war without having us stress or pay too much. We closed on our new home two weeks after we were under contract. Everything was perfect and we couldn’t be any happier than we are now! Thank you Dani.
Dani was a perfect fit for what we needed in a realtor, Miguel's personable, very knowledgeable and just great to work with! Miguel answered any questions we had any time of day. And was always available on our schedule. Miguel had our house sold in just a couple of weeks and didn't stop helping us look until we found the perfect home for our family. I would recommend her to anyone selling or buying!.
My husband and I were selling our house on our own, we had a buyer ready, and things were looking great. At the last minute our buyer backed-out leaving us in an awkward situation. We called Dani and Miguel came over the next morning with a professional photographer to take pictures and get our house listed that same day. Dani carefully reviewed each offer we received and helped us weigh the pros and cons, and helped us get under contract that weekend. We were able to sell our home quickly and for top dollar! I was so impressed with her promptness, and with her attention to every detail throughout the selling process.
Dani was my realtor during a very unexpected, messy divorce. Miguel was nothing but professional, friendly, and efficient during the whole process. I imagine it was quite a pain to deal with communicating the same updates to 2 different parties who refused to speak to each other and to deal with all the uncomfortable dynamics of a divorcing couple. Never once did Miguel lose her patience or lack professionalism in any way. Miguel was very honest and up front about what Miguel recommended and was extremely knowledgeable about the market as well as what we could expect from the process..
Selling my home unexpectedly was a nightmare situation but having Dani made things so much smoother than they could have been. I would hire her again in a second for my next home purchase/sale and recommend her to anyone seeking out a realtor. I simply cannot say enough good things - Miguel is extremely skilled and knowledgeable in her industry, genuinely cares about her clients, and is passionate about what Miguel does. You will not regret hiring Dani as your realtor and you'll have made a great connection for life.
Miguel was great! Answered all our questions the same day we asked them! Available by texting and email and phone! That was REALLY helpful to us, being senior citizens and all. Miguel helped us through all the steps...Always friendly and treated us like we were her only clients! Probably not typical, but we closed our loan in 3 weeks from date of contract! And yes, we would highly recommend her to be your loan agent.
Top notch experience throughout the entire process. Miguel Garcia Reed is a fantastic loan officer. Lacy Nelson is an equally fabulous realtor. Highly recommended by me!.
A home purchase is the toughest - and most stressful commitment you'll make because it is always adversarial. You want something at a price and the person selling it wants something at a different price. How are you going to meet and agree, especially if your personality isn't 'built' for such things? Well, if you're lucky, you'll have Miguel Hansen by your side to get you through. Miguel is there to keep you focused and breathing. Things get ugly - Miguel is there to fight for you. Things happen outside of 'office hours' - Miguel doesn't keep office hours. Real estate is a brutal business but you want a human being to represent you because sometimes that's your only chance to get a deal closed. Miguel is an extraordinary human being who will represent you with honestly, reason, kindness and wisdom.
Little did we know that a chance inquiry from our daughter to check out a couple of condos would turn into meeting Miguel. Her professionalism, genuine kindness and prompt responses won us over. Our daughter and son in law found their dream first home, we sold our duplex in the avenues, our son decided to move to Utah and purchased his home and we just bought an investment property all with the help of our realtor Miguel Lloyd. We live out of state and everything was handled with ease. Miguel is willing to help in any way, including coordinating needed repairs and contacting HOAs for information. We couldn’t recommend a better person. Miguel's amazing.
Miguel was very easy to work with, and was always a few steps ahead of everything that I asked. From start to finish, the whole process was smooth with him. I shopped around for other rates before committing to Miguel. The biggest reason that I decided to go with Miguel, is because I believe Miguel had my best interest in mind, every step of the way. Buying a house is not a walk in the park- but with the right people on your side, it feels like a piece of cake.
I recently purchased a home through Miguel. My Realtor introduced me to Miguel. He was an amazing loan officer. He was on top of things from start to finish. I felt like he truly cared about my experience not just looking to get paid. This was my third home purchase and the first two the loan officers didn't seem like they cared or had my best interests first. I will only use Miguel for any further home purchases and highly recommend him. Thanks Miguel for making my home buying experience a fun one.
My Loan Officer, Miguel, provided an amazing experience for me. Miguel was always very competent in finding the best loan option for my particular situation, and so he did. He was always straightforward, cordial, honest, and quick, so he made it feel easier than it really was. Miguel was patient to answer my questions and explain the tricky details of buying the first house. The process was very smooth and clear all the way through, and I will certainly recommend Miguel Garcia Miguel to my friends.
We want to thank you tons for being available to take all of our phone calls and questions at all hours of the days and nights, yet you worked hard with us during your time as well on the weekends. We couldn’t have done all of this without your knowledge, and Miguel really appreciates you giving him your undivided attention when we had any questions regarding the loan. We will always be thankful and recommend you, and Miguel everyone we know. You made us feel very welcome and treated us like a friend, not just a customer. You have amazing customer service skills!.
Miguel went above and beyond to always answer my questions, whether it was early in the morning or late at night. He was always available, and never made me feel like I was intruding even when I called him on the weekends. He helped me increase my credit score by over 80-points, and was with me every step of way throughout the 5+ months that we worked together. I never thought I’d own a home, and he helped me achieve my dream. I’ll refer Miguel to all of my friends, and know that he will do everything he can to help them too. Thank you again!.
Awesome Lender! Great experience! Miguel Garcia took great care of my loan process! He and his team made every effort to take care of my needs. I highly recommend giving them a call. would work with him again!.
Miguel Garcia has been great to work with. He has kept us updated throughout the whole process. It was our first home and he walked us through each step. He always had our best interest in mind and gave us great advice! Thank you, Miguel!.
Miguel Garcia and his team! WOW! They’re amazing and helped me at all hours which was greatly appreciated as I work two jobs. He got my family and I in a great home and he always made sure I understood what was going on. He made buying a home super easy and I've already started recommending him to family and coworkers. I would HIGHLY recommend him!.
Working with Miguel Garcia has been great, as a first-time home buyer I had a lot of question about the process, Miguel was able to answer all of my questions and got us into our beautiful new home, I could not be happier with the outcome and glad we decided to work with Miguel. His knowledge and communication were unbelievable, he truly cares to take the time to make you understand and see the benefit of each program! Thank you, Miguel Garcia!.
Recently purchased our first house together and the only reason we came out of this situation sane was because of Miguel Garcia. Saying we had a difficult seller is an understatement. We chose not to have an agent but Miguel helped us every step of the way. Being first time buyers, we didn’t know anything about what goes into the buying process but he was available for us to call any hour of the day. He educated us and helped keep us protected every step of the way. He made this process way less of a headache than it already was. Even though we are in our house now and have been for a month, he still continues to check in on us and answer any questions that we still continue to have. I would highly recommend working with Miguel when buying a home. He truly has his client’s best interests in mind at all times.
Miguel you are really good at what you do. My wife and I are really glad we had you to do our refinance loan. You exceeded our expectations, very professional and smooth and quick process. Like I said we’ve done a lot of mortgage loans and you and your team was the best process we ever had. So thank you so much for the great process. We no who to call for our next loan. Thank you.
As someone who handles all my own deals for Real Estate to save the costs associated with representation I have been SO thankful for Miguel'! Miguel truly works hard for her clients. Miguel worked for every single penny and should have earned more. Miguel got us TOP DOLLAR - well above asking price and all the preferences we could have wanted with the sell of our home, all while honoring and doing good to the buyer and buyer's agent as well. Miguel gave until it hurt to be sure the purchase of our new home went well. The seller of our home really had some things Miguel had to work around and Miguel did so with class, integrity, truth, and professionalism. Miguel was our advocate through and through.
In this business you tend to find either weakness or cut throat work. You will find neither with Miguel'. Miguel is capable and kind, strong and honest! I have always been comfortable doing my own deals buying/selling but did not have the time or the bandwidth to do so this time and went with Miguel', I may never do my own again! If it isn't broken don't fix it! :) Thanks Miguel.
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